INSURANCE OR CASH? WHAT IS THE DIFFERENCE.?
Ok so why does it matter what auto glass company you choose?It MATTERS!
Here is the usual scenario; When you call the insurance company to ask them what the step's to filing a windshield claim are it doesn't matter if you have made an appointment with a glass shop, you are immediately encouraged to use the Auto glass company that is chosen by Some Far off call center in Iowa somewhere.
The claim's department will direct you to "Glass Claims Network" or SGC network which FYI stands for Safelite Glass (conflict of .....).
Another Claims center called Lynx is the same type of "Middle Man" company designed to scrutinize the glass shop to make sure there not overcharging the insurance company. Your claim is redirected through these Network co's to save the Insurance company Money:( Not Cool.
Glass shops don't have anything to do with the price of NAGS ( National Auto Glass Specification's) we all choose to adhere to the "Nags" list price as Auto Glass Co's and all of the shop's that I have known over the last 17 years have given cash discounts to their customers, that discount is not going to extend to Insurance Billed replacement's.
Here is why, when you replace your windshield and pay cash, the Glass co. that you choose will be able to pay for the parts, labor and cost's associated with the job right away. However with Insurance the glass shop has to wait up to 3 weeks before receiving a check, so the bill for the replacement is fronted until the check arrives, hence the price difference between cash and insurance.
So what does this have to do with you?
Well it is your choice to use whatever shop you choose and the next time you purchase a windshield through Insurance you will be educated on what the insurance company wants vs what the Glass company wants and what will better suite your needs at that given time.
For example: If your deductible is $250 that would be a higher price then if the replacement had been done paying cash without insurance because, with the cash discount it only cost's $185. or maybe even lower depending on your vehicle.
But if you had a $100 deductible that would be a savings of $85 dollars when you use your insurance which has to be full coverage.
Here at Contract Glass we have certified technician's that understand the working's of metal and glass, knowledge gained from our body shop experience over the year's this provides every customer with a factory like installation. Contract Glass services has the Technician's and the Experience to give your windshield the BEST chance for a perfect installation.
Check out our website for more information on what we do Brokenwindshieldhelp.com or you can freind us on FACEBOOK with our telephone # 9165335295.
And Just remember that you have the option to save money and get a pro installation.
Sean Elijah
Owner/Operator.
